SaaS ideas your next customers are already looking for
100 SaaS startup ideas for the people who said they'd pay, from agency owners to dentists. Micro SaaS ideas, AI SaaS ideas and B2B SaaS ideas: find yours, build it, sign them up.
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Pain points in business: what people struggle with
Search the problems to solve, as people described them on Reddit and other platforms, in their own words.
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Hard-to-Place Insurance Risks
Businesses and agents struggle to find, place, and manage affordable commercial insurance for niche, high-risk, or unusual risks.
In their words
Two products that each cover half of what I do, and neither covers the overlap.
I'm looking for affordable GL that actually covers the work we're doing and can grow with us.
I'm hoping to find an alternative to being charged like I'm driving 80k miles a year when in fact I may only hit 15k.
we moved states and one our liability policies doesn’t cover our new location, shopping around now and the costs are 4-5x what I was paying before
Most credit reference services I've seen are junk. I get free ones with IOD membership and honestly they don't tell you anything that you can't work out in 5 minutes with google.
All the reading was generic, like here's 8 coverage types, good luck, and I couldn't tell which ones were even for me.
I spent 15 hours over two weeks acting as a middleman, getting the insurance company to manually hand-type the exact, nonsensical wording the county demanded.
The amount of time, money, and brain damage involved in simply maintaining acceptable coverage across a CRE portfolio is insane.
Our renewal plan is 77% more than it was last year... lowest is 50%.
shoots are a lot more wear and tear on the place... they are not covered by my STR insurance, and they are not permitted by my municipal laws
There's literally no saving this policy... not a single insurer that will take the risk, not even our E&S market.
Just got notice they're not renewing us because we do some low voltage cabling here and there.
Small businesses and insurance agents
Where they talk
- r/InsuranceAgent
- r/FreightBrokers
- r/smallbusiness
- r/adjusters
- r/CommercialRealEstate
- r/smallbusinessowner
- r/Progressiveinsurance
- r/BarOwners
Tools they use today
- Highway
- Excel
- FMCSA SAFER
- Motus
- RMIS
- SharePoint
- Travelers
- ADP
Why those fall short
- Aircover useless, pays little; shoots hidden; no proof of commercial use
- broker dropped renewal late, no time to evaluate ICHRA
- Forms arrive partially completed or verifiably wrong; follow-ups go unanswered.
- county template designed for 500-person events, insurers' standard policies rejected
- Search returns unrelated results; guidelines vague, missing or not in writing
Map of ideas
Drawing the map…