SaaS ideas your next customers are already looking for
100 SaaS startup ideas for the people who said they'd pay, from agency owners to dentists. Micro SaaS ideas, AI SaaS ideas and B2B SaaS ideas: find yours, build it, sign them up.
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Pain points in business: what people struggle with
Search the problems to solve, as people described them on Reddit and other platforms, in their own words.
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Cross-Border Payment Friction
Businesses and freelancers lose money and time to high fees, FX spreads, delays, and fragmented compliance when sending or receiving international payments.
In their words
I am looking for a way to send invoices to clients and get them to pay. Quick payouts.
A bit over 3% just gone in the conversion.
It also doesn't do international payments, so for that I accept money and have to manually mark it as paid
I want to spend at least half as much time on it as I do now
all we had was a transfer confirmation with one number on it. no conversion rate, no breakdown, nothing showing what was sent vs what should've landed
the biggest pain point isn't the proposal or signing, it's the payment collection
I'm literally just paying my devs for writing code
my bank lost your paycheck somewhere and they need 2 weeks to figure out where it went
on a $200k incoming transfer the spread vs mid market was $3000 to $6000 and you can't see the markup
the occasional decline on a cross-border charge that costs an hour of engineering time to fix
Setting up the financial infrastructure around it was much more difficult.
whether the company can actually operate after approval: cards, USD payments, invoices, contractor payments, software spend, accounting records and approval controls
Paying the UK VAT return with a credit card from Spain does not work because there is an address verification which is not possible
we give folks applying some $ for doing a small 1hr project, and Claude told me that PayPal may still be universal way of sending a "gift amounts"
Global businesses and freelancers
Where they talk
- r/fintech
- r/smallbusiness
- r/PaymentProcessing
- r/SaaS
- r/remotework
- r/EntrepreneurRideAlong
- r/IndiaBusiness
- r/indianstartups
Tools they use today
- Stripe
- Wise
- PayPal
- Unlimit
- SWIFT
- Paddle
- Airwallex
- Lemon Squeezy
Why those fall short
- Bank cannot map recurring payments to legitimate business relationships
- no tracking, slow, opaque, banks blame each other
- multi-currency account just added another dashboard to check
- markup hidden in the day's rate; AD bank holds over $100k for 7-14 days
- unknown
Map of ideas
Drawing the map…





