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SaaS ideas, mined from what people actually complain about.

Every idea comes from real Reddit posts, was researched against today's competitors, and survived an independent skeptic before it made the list.

Lost Chargeback Disputes

Merchants lose chargeback disputes and waste hours manually gathering scattered evidence, with low win rates against friendly fraud.

In their words

Easy to find and clip video clips by timestamp.

r/shopify on Reddit

they then will chargeback months worth of payments to us. I’m talking 3k to 6k+ in chargebacks from clients.

r/PaymentProcessing on Reddit

between friendly fraud and random customer claims it's becoming a full time job

r/payments on Reddit

still losing disputes but better than doing manual

r/payments on Reddit

if I still have to copy paste tracking numbers manually it's not automation

r/AiAutomations on Reddit

Shopify told me there is nothing they can do now that the case is closed.

r/smallbusiness on Reddit

It results in a negative mark against my payment processing account now.

r/therapists on Reddit

when we made our own platform, we ensured that dispute resolution things are properly built into it

r/SaaS on Reddit

$90 chargeback after they used 100 photo credits. Evidence ready — money frozen ~45 days.

r/micro_saas on Reddit

Guy wants to buy gold with credit card then sell it back to us for cash is this a scam

r/PawnShops on Reddit

here’s another chargeback, good luck because we don’t have an appeal process

r/ShopifyeCommerce on Reddit

I submitted what evidence I could, but I’m not naive to the fact that I’ll probably lose.

r/shopify on Reddit

The whole process is infuriating. Charge backs are a tiny % of transactions, but cause a large amount of distress.

Hacker News

We had many customers that would buy a 1 month sub then chargeback the whole amount after using it heavily

Hacker News

Small ecommerce merchants and SaaS founders

Where they talk

  • r/shopify
  • r/stripe
  • r/SaaS
  • r/smallbusiness
  • r/PaymentProcessing
  • r/payments
  • r/dropshipping
  • r/ecommerce

Tools they use today

  • Stripe
  • Shopify
  • PayPal
  • chargeflow
  • chargebacks911
  • midigator
  • Square
  • 3D Secure

Why those fall short

  • banks side with customers; disputes lost despite signed policy documentation
  • issuers side with customers; evidence of usage is not enough
  • no proper payment logs or dispute evidence built in
  • Bank still ruled against seller despite tracking, photo and message proof
  • disputes are lost even with IP, download and identity evidence