SaaS ideas your next customers are already looking for
100 SaaS startup ideas for the people who said they'd pay, from agency owners to dentists. Micro SaaS ideas, AI SaaS ideas and B2B SaaS ideas: find yours, build it, sign them up.
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Pain points in business: what people struggle with
Search the problems to solve, as people described them on Reddit and other platforms, in their own words.
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High-Risk Payment Processing
High-risk merchants and SaaS teams struggle to find, onboard, and keep reliable payment processors without freezes, holds, or shutdowns.
In their words
Has anyone actually run a card-to-crypto on-ramp like this that's legit and won't vanish with funds?
What we need: bare-bones processing only via API — card sale, auth-only, capture, void, refund, and ACH.
our engineering team is spending nearly all of their time just patching data silos and maintaining the legacy codebase rather than shipping new features
So if the fee is, say $3 on a $100 transaction, then $103 goes into IOLTA and then I have to separately transfer the $3 out of that specific account to then reimburse myself for the cost. No way.
If your processor is also your vault, your revenue is more fragile than it looks.
We're looking for an alternative payment processor because our current provider has become difficult to work with, and we're concerned about ongoing settlement/processing issues.
Can we spread this out across 17 different cards, each with approximately $12 on each card????
Why are Indian startups still paying 2–3% just to accept UPI payments?
orders are starting to pick up and it’s getting pretty messy to keep doing it this way
make you do a phone sale for 10 minutes on a $2 part
Clients try to give me money, but LawPay is like "nope, that's too much money."
people would rather walk away and buy elsewhere than scan a QR code
It's super hard for me to change my billing provider. I almost certainly wont, but this is a huge reliability red-flag so I am going to put together a backup system, and my current WIP will have at least 2 providers.
jobber payments has held money for going on 14 days and I have yet to get a single answer
High-risk merchants and SaaS
Where they talk
- r/PaymentProcessing
- r/fintech
- r/SaaS
- r/smallbusiness
- r/stripe
- r/payments
- r/StartUpIndia
- r/Entrepreneurs
Tools they use today
- Stripe
- PayPal
- Shopify
- Square
- Razorpay
- Authorize.net
- Adyen
- Cashfree
Why those fall short
- fees are insane
- algorithmic shutdown, no human review, no relationship
- No escrow or approval step; refunds can be reversed or disputed
- percentage-based fees eat into revenue
- getting messy to keep doing it this way
Map of ideas
Drawing the map…